In our four part series on scams targeting seniors, we are going to tell you the types of scams to look out for and how to protect yourself against them. In this entry we have identified the second type of common senior scam.
SCAM 2 – HOME IMPROVEMENT FRAUD
Home improvement contractors use several methods of targeting seniors: high pressure phone calls, flyers, advertisements, and door-to-door-sales. While most contracted home repairs are completed satisfactorily, fraudulent contractors can be very effective in making people think their services are needed, and then defrauding their victims.
HOW TO PROTECT YOURSELF:
- Use a local well-established contractor. Ask for references and check with customers to find out if they were satisfied.
- Get competitive bids on all work and be wary of any bids that seem too good to be true. Don’t accept high-pressure offers or offers that force you to make a quick decision.
- Determine exactly what work you want done. Make sure the project is explicitly described in your contract, including materials and labor specifics and dates for estimated start and completion.
- Never say yes to someone who wants money up front before the job is done or wants you to withdraw a large amount of money from your bank.
- Check to see that the work is complete and done correctly before paying.
- Find out when and how payment and/or billing will take place before the work begins.
Stay tuned for Part IV of this blog entry where we will tell you the third type of scam you should look out for and protect yourself against. Comfort Keepers provides in-home care to seniors and the elderly living in Ocala, Gainesville, and The Villages Florida. We provide superior in-home care to seniors and the elderly throughout Central Florida so they can live enriched independent lifestyles! Call us today at 855-592-0013.
